Natixis UK is looking for a(n) Credit Risk Analyst - Structured and Asset Finance
Natixis is the international corporate, investment, insurance and financial services arm of Groupe BPCE, the 2nd-largest banking group in France with 35 million clients spread over two retail banking networks, Banque Populaire and Caisse d'Epargne. With more than 16,000 employees, Natixis has a number of areas of expertise that are organized into three main business lines: Corporate & Investment Banking, Investment Solutions & Insurance, and Specialized Financial Services. A global player, Natixis has its own client base of companies, financial institutions and institutional investors as well as the client base of individuals, professionals and small and medium-size businesses of Groupe BPCE's banking networks.
Overall responsibilities:
Reporting to the Head of SCR London, the Credit Analyst Structured and Asset Finance provides risk analysis on project finance, acquisition finance (LBO), real estate finance and any other structured and finance activity originated in London.
Risk analysis includes but is not limited to financial and business risk analysis, rating reviews and written recommendations to the credit committee and/or the relevant delegation holder.
Main responsibilities and duties of the role:
• Liaise with business lines and ensure that all requests are processed in a timely manner at the appropriate decision level.
• Check that each request is in line with the Bank's relevant risk policy.
• Provide an independent and written credit analysis on each credit request.
• Present the Risk recommendation to the credit committee and/or delegation holder.
• Review and validate the internal ratings proposed by the business lines.
• Ensure that annual review and rating updates are done in a timely manner.
• Actively monitor the risk profile of the existing client portfolio.
• Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
• Provide back-up for other credit analysts of the London Credit Risk team when necessary.
Profile:
• Finance and/or Economics background
• Strong financial analysis and modelling skills
• Detailed knowledge of the European project finance and LBO markets
• Ability to produce detailed and concise risk analysis
• Ability to assess, present and explain complex transactions and new activities to management
• Thorough understanding of typical project finance and LBO documentation
• Good knowledge of derivative products
• Good communication skills
