Location: Sharjah, United Arab Emirates


Contract Type: 12-Month Fixed-Term Contract


Department: Financial Crime Compliance


Reports To: AML Manager / Head of Compliance




Position Summary



The
AML Compliance Analyst will support the bank's Financial Crime Compliance framework by conducting
KYC reviews ,
transaction monitoring , and
suspicious activity investigations in line with
UAE Central Bank regulations ,
FATF guidelines , and internal compliance standards. The role is critical to ensuring that the bank maintains a robust AML/CTF control environment and meets all regulatory obligations.




Key Responsibilities

• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) for new and existing clients to ensure full KYC compliance.


• Perform daily and periodic transaction monitoring, identifying and investigating unusual or suspicious activities.


• Review AML alerts, document findings, and escalate cases requiring further investigation or reporting.


• Prepare, document, and support the submission of Suspicious Activity Reports (SARs) to the UAE Central Bank.


• Maintain detailed investigation records in accordance with internal procedures and regulatory requirements.


• Conduct periodic reviews of customer accounts and risk ratings to ensure ongoing compliance.


• Assist in internal audits, regulatory reviews, and inspections, providing accurate and timely responses.


• Collaborate with business units to strengthen AML controls and promote compliance awareness across the organization.


• Stay informed on evolving AML laws, typologies, and industry best practices, ensuring ongoing alignment with regulatory expectations.

Qualifications & Experience

• Bachelor's degree in Finance, Law, Business, or a related field.


• 2-4 years of experience in AML, KYC, or Financial Crime Compliance within a bank or regulated financial institution.


• Solid understanding of UAE Central Bank AML regulations and international standards (FATF, OFAC, EU directives).


• Familiarity with AML/CTF monitoring systems (e.g., Actimize, SAS, Mantas, or equivalent).


• Professional certification such as CAMS, ICA, or equivalent preferred.


• Strong analytical, investigative, and report-writing skills.


• Excellent attention to detail, time management, and stakeholder communication abilities.


• Fluency in English required; Arabic proficiency an advantage.

Key Competencies

• Integrity and discretion in handling sensitive information.


• Sound judgment and critical thinking.


• Strong teamwork and cross-functional collaboration.


• Proactive and results-oriented approach.


• Commitment to regulatory excellence and ethical standards.

Contract Details

• Duration: 12 months (renewable based on performance and business needs)


• Work Location: Sharjah, UAE


• Employment Type: Full-time, onsite


• Remuneration: Competitive, commensurate with experience