Underwriter - P&C

Location: Birmingham

Reporting to: Underwriting Manager

Overview

We are currently hiring for an Underwriter in our Birmingham office to manage and assess risk within a defined portfolio while delivering high-quality underwriting and broker service.

What You'll Be Doing

Risk assessment: Evaluate applications and determine acceptability in line with underwriting guidelines and standards.

Pricing & coverage: Recommend pricing and coverage structures based on risk analysis and market conditions.

Broker engagement: Build and manage relationships with brokers, responding to queries and communicating decisions clearly.

Portfolio management: Analyse portfolio performance including quality, profitability, and exposure trends.

Collaboration: Work closely with senior underwriters on complex risks and support wider underwriting initiatives.

What We're Looking For

Underwriting knowledge: Strong understanding of insurance principles and underwriting practices.

Analytical thinking: Ability to assess risk and make informed, commercially sound decisions.
Communication skills: Clear and professional written and verbal communication with internal and external stakeholders.

Relationship building: Confidence working with brokers and internal teams to build strong partnerships.

Technical capability: Proficiency in Microsoft Office and underwriting systems.

About Us

CNA Hardy is a leading specialist commercial insurance provider operating across the Lloyd's and company markets. As part of CNA Financial Corporation, we deliver a broad range of insurance solutions to businesses across the U.S., Canada, and Europe.

We are committed to delivering exceptional service, building long-term partnerships, and offering innovative, specialist products supported by strong financial backing.

Why Join Us

Our people: We prioritise attracting, developing, and retaining top talent to create a strong and inclusive workplace.

Our offering: A diverse and innovative product suite supported by expert underwriting and service capabilities.

Our relationships: A collaborative approach focused on long-term partnerships with clients and brokers.

Our reputation: Strong financial stability and consistent high ratings underpin our customer promise.

Additional Information

CNA Hardy is an equal opportunities employer committed to treating customers fairly and delivering high standards of service at every stage.

The Company

CNA Hardy is a leading specialist commercial insurance provider for clients within the Lloyd's and company markets. We offer a highly specialised and comprehensive portfolio of innovative and market leading products. Coverage is available to businesses of all sizes for domestic, international and global exposures.