Hours:
Full Time - 35 hours (9am-5pm)

Closing Date:
Tue, 13 Oct 2026

Join Skipton Business Finance as a Collections Consultant and turn complex debtor activity into clear action. You'll help spot risk early, protect the business and support fair, well controlled outcomes for clients. This is a strong next step if you want more scope than a standard credit control role.

You'll work across restructuring, recoveries and the wider invoice finance portfolio. Your analysis will shape real case decisions, while close work with experienced specialists will help you build deeper knowledge. You'll have a voice, trusted ownership and support to grow.

At Skipton, we're founded on fairness. We do work that matters and back our people with guidance, respect and room to develop. Whatever your background, you'll be welcomed for the skills and insight you bring.

Who Are We?

Skipton Business Finance, part of the Skipton Group, has been helping UK SMEs fulfil their aspirations for over 20 years by providing working capital solutions that support their ambitious growth plans.

With a rich history rooted in reliability and innovation, we leverage our expertise to offer a diverse range of financial products, including Invoice Finance and Asset Based Lending. Our commitment to understanding the unique needs of each client enables us as a team to deliver personalised and responsive services, fostering long-term partnerships built on trust and mutual success.

At Skipton Business Finance, we strive to be more than just a financial provider. We aim to be a strategic partner, guiding businesses towards sustainable growth and prosperity. Join our team as we navigate the dynamic landscape of business finance together.

What Will You Be Doing?

• Monitor debtor performance, payment behavior and ledger trends to spot early signs of risk.
• Review ageing, disputes, concentration and collectability across the portfolio.
• Check debtor and ledger information for new and higher risk clients, investigating unusual patterns.
• Manage focused credit control activity, working with clients and debtors to resolve overdue balances and disputes.
• Support restructuring and recovery cases through reconciliations, analysis and clear case information.
• Prepare accurate debtor schedules, contact histories and evidence for legal or enforcement action.
• Produce clear reports and maintain accurate records, controls and audit trails.

What Do We Need From You?

To succeed in this role, you will bring:

• Experience in credit control, recoveries, invoice finance, commercial lending or a similar role.
• The ability to analyse ledger data, payment patterns and debtor information to identify risk.
• A clear and professional communication style with clients, debtors, colleagues and third parties.
• Good organisation skills, with the ability to manage several cases and changing priorities.
• Strong attention to detail when handling financial data, records and supporting evidence.
• A practical understanding of credit control, disputes and debtor verification.
• Sound judgement, integrity and a calm approach when dealing with sensitive or complex cases.

What's In It For You?

Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.

We have a range of other benefits available to you including:

• Annual discretionary bonus scheme
• 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
• Holiday trading scheme allowing the ability to buy and sell additional annual leave days
• Matching employer pension contribution (up to 10% per annum)
• Colleague mortgage (conditions apply)
• Salary sacrifice scheme for hybrid & electric car
• A commitment to training and development
• Private medical insurance for all our colleagues
• 3 paid volunteering days per annum
• Diverse and inclusive colleague networks including our Carers and Pride Alliance groups
• Health and wellbeing support including cycle-to-work and discounted gym membership